Our Services
While developing a customized financial program, our advisors will walk you through a step-by-step process that will help make you feel confident in your decisions.
Once your goals have been established, our advisors will customize appropriate strategies to suit your vision and objectives. They can help you execute a sound financial program utilizing the following products and services:
Retirement Planning
Making the most of your employer-sponsored retirement and IRA's. Determining how much you may need to retire comfortably. Managing assets before and during retirement.
Social Security and Medicare Planning
Maximizing social security and understanding how it works and when in their individual situations it makes sense to apply. Simultaneously understanding the importance of making correct timing decisions regarding Medicare and the seven-month window surrounding an individual's 65th birthday to avoid potential lifetime penalties.
Health Savings Accounts
Educating clients of the benefits of establishing these tax-advantaged vehicles in the years preceding their 65th birthday to pay for Medicare. Also understanding the IRS regulations making sure individuals do not contribute to these plans six months prior to applying for Medicare.
Estate Planning
Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.
Risk Management
Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your situation.
Investment and Income Planning
Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate to help you reach and exceed your goals. Making sure your retirement plan provides the lifetime income you anticipate.
*Reidy Financial does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance. Not associated with or endorsed by the Social Security Administration, Medicare or any other government agency. Maximizing your Social Security Benefits assumes foreknowledge of your date of death. If as an example you wait to claim a higher monthly benefit amount but predecease your average life expectancy, it would have been better to claim your benefits at an earlier age with reduced benefits.